Global Wellness Clinic Financial Policy
Global Wellness Clinic financial policy is designed to optimize the doctor/patient relationship for the best affordable care possible. The doctors will recommend the care you need regardless as to what your insurance will cover. Our interest is in you. We request that you pay at time of service. This will give you the best value and assist us in keeping your health care cost down. This policy allows us to make monthly wellness visits affordable. We are happy to accept cash, check, debit, or credit card.
We do not accept assignment from Medicare. Reimbursement is usually sent directly to the patient for the services covered by Medicare. For Chiropractors, this is ONLY for manual manipulation of the spine. Please note that Medicare will NOT pay for maintanence care, exams, x-rays or therapies. Medicare or your supplement will reimburse at a % of the allowable fee once the deductible has been met. You are responsible for payment at the time of service. Our office completes the forms for Medicare at no charge.
We do not accept traditional Medicaid.
Personal Injury or Automobile Accidents
Please notify your auto insurance carrier of your visit to our office and present insurance information to us immediately. Most auto insurance companies do not pay until the claim is settled, therefore you are still responsible for payment at the time of service unless approved by insurance carrier to accept assignment. Our policy is to take assignment until maximum medial improvement has been reached, from this point on we will have you pay at time of service until you settle with your insurance company from this accident. If this will create an undue financial hardship, we will work with you on setting up with Care Credit.
"On the Job" Injury (Worker's Compensation)
If you are injured on the job, your care should be paid for under employer’s Worker’s Compensation Insurance. You will need to inform your employer of the accident and obtain the name, address of their insurance and their authorization for us to provide treatment. If your employer does not provide us with the information, if a settlement has not been made within 3 months or if you suspend or terminate care, all fees for service are due immediately.
The policy of this clinic is form payments to be made in full at the time of service. If your child is coming in alone for an appoinment payment should be sent with your child. This policy helps reduce our billing cost which is reflected in our fee schedule. Remember that your child must have a consent form signed if under 18 years of age to be seen without an adult. If you have any questions or concerns, please speak to Dr. Peters. Thank you.
The Family Plan is $105 and is limited to children who are 21 years old or younger and still living in the home. The plan includes an adjustment and an aqua massage for each member of the family. Insurance will not be filled for the family plan and family should be seen on the same day.
Your insurance coverage is a contract between you and your insurance company and it is your responsibility to know the limits and benefits. We will provide you with the receipts, forms or file electronically when applicable. Understand reimbursement is dependent on your individual policy, and between you and your insurance company.
|Why pay at time of service?||Why not insurance?|
|1. Experience a true doctor/patient relationship. (Two Parties)||1. Doctor, Insurance, manage/care patient relationship (Four Parties)|
|2. The doctors attention, paperwork, and all efforts are on you the patient.||2. Attention, increased paperwork, and effort is divided between the patient and insurance company.|
|3. All clinical decisions and care are determined by Dr. Peters.||3. Click decisions and care is limited and altered by insurance company.|
|4. Your care will be limited by your individual needs.||4. Care is limited by the number of visits according to statistics not your needs.|
|5. Dr. Peters will adjust the number of areas by need.||5. Areas are requested to be adjusted by the insurance standards and averages not your individual needs.|
|6. A loving and caring staff focused on our missions statement. "To help as many people benefit from and understand chiropractic to a level that they refer their family and friends to benefit from chiropractic."||6. Stressed staff unfocused by conflict between missions statement of the clinic and insurance requirements.|
|7. Confidential records not affecting your future healthcare.||7. Records are open to insurance companies affecting your future healthcare and riders.|
|8. Reasonable charges for all with quality care.||8. Inflated charges may be covered but at what expense to you and your families future and care. i.e. unjustifiable riders, and decrease in quality care.|